Greetings all! It has been a great holiday break, and I am ready to bust loose on the next challenge. After finishing the 90 Day Blog Challenge, I am going to be doing a 30 Day Challenge where I will aim for a smaller short term goal in an overall effort to still attain the end vision – working for myself through my online business.
30 Day Targets
Double my subscriber list, and consistently hit 100 or more unique visitors a day.
This moves me closer to my end goal because in hitting this Target, I will have to find ways to increase traffic and convert readers to subscribers. Sounds simple, but simple IT IS NOT!
What Will I be Doing to Hit the Target
I will be utilizing videos, articles, forum and blog commenting to increase traffic, and I will use that traffic in combination with solo ads to increase subscribers.
I will also be using a few new planning and time management techniques, which I will get into further detail about this throughout the challenge.
Tomorrow I will lay out details of my plans for the next 30 days.
Now, on to something that I have been chomping at the bit to share with you all.
Over the holiday break, I had a negative experience with a pretty well known ‘guru’ (NO it certainly is not Alex Jeffreys). I am not going to bring this guy’s name up, because this post is not a smear campaign. I want it to serve as a warning and to let you know a few facts about PayPal.
In this IM game, many of us buy products like digital eBooks, software or apps that improve our business or educates us. We sometimes pay for services, like solo ads, or site building, article writing, SEO, etc.
Many times those products and services are paid for through PayPal, and with that name I think comes a sense of security. They are a big company, they are reputable and you feel safer paying through PayPal that giving some random person who you don’t know your credit card information.
Here is what I want you to know:
PayPal DOES NOT provide buyer protection for services or intangible items. I.E. – website building, SEO services, article writing, digital books, software, etc.
See for yourself – PayPal User Agreement
They state in section 13.3 – “Even if your payment is not eligible for PayPal Purchase Protection, you can file a Dispute and try to resolve the issue directly with the Seller; however, PayPal will generally not find in your favor if you escalate a Dispute to a Claim for an item which is not eligible for PayPal Purchase Protection.”
Now, not only are services and digital goods not eligible for PayPal Purchase Protection, but if you want to file a dispute you must do so within 45 days of your payment. A good scam artist knows this window, and knows exactly how to string you along so that you are pushed past it.
Why Am I Telling You All of This?
There are people out there who know these rules, and will take advantage of the lack of buyer protection. They know they can scam you out of some cash and they will not have to refund it. In fact, that seems as though it could be a business plan for some.
For example, let’s say someone goes to the WarriorForum and introduces themselves as this humble entrepreneur who has found a little jackpot niche buying used shoes at thrift stores and selling them on eBay. (I’m totally making this up, just for an example, and sorry…it’s a bad one, but I’m hoping you will get what I am saying )
So this person starts out just innocently posting and asking questions, and as time goes by they continue to build this persona and post about the increasing success of their shoe business. Pretty soon, they have some folks asking them tons of questions, and they put out a ‘blueprint’ for selling used shoes on eBay. Then, they offer to personally coach just a few people on this method for $500 each.
They have created a scenario where people feel like there is someone among them who has gained success and has a real method for making money. They will feel the scarcity of ‘only have time to coach a few‘. Desperation to finally make some cash along with the sense of urgency that comes from ‘only a few slots left‘ and some folks will make the purchase. Now, if only 6 people bite, this D-bag has received $3,000 from very little effort other than taking the time to build up a fake persona. There is no real used shoe eBay business and no intention of coaching anyone.
Just be on the lookout for scammers. That’s the lesson here. I know many of you are skeptical, and that is good. But just know, there are some good ones out there. If you have ever heard of the MTV show or the movie Catfish, then you know how easily this can happen. People can build up quite the fake persona online. They can have you believing all kinds of things because you want your problem solved SO BAD.
Like I mentioned above, you are not protected with PayPal if you make a purchase for something like coaching, website building, or any intangible product. You will need to be SUPER skeptical and do your homework investigating someone before you make any big purchases.
I only got taken for a $77 blueprint that I purchased over 6 months ago. I know others who have lost hundreds of dollars from the same guy. I will be MUCH more cautious who I pay, and how I pay them knowing that I have no ground to stand on if they do not deliver.